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Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Planning Your Driving Route For Maximum Efficiency

Planning Your Driving Route For Maximum Efficiency

Whether you are taking a vacation road trip or commuting from home to work and back, it is smart to plan your route. Careful planning can help you minimize fuel costs and driving time and maximize enjoyment, safety, and efficiency. How To Find The Most Efficient Driving Route Avoid Left Turns The best route to travel is not always “as the crow flies,” or the...

Does Auto Insurance Cover Vandalism?

Does Auto Insurance Cover Vandalism?

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands? Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal something from your back seat. Or maybe it was...

What To Do When Your Car Overheats

What To Do When Your Car Overheats

As outside temperatures climb during the warm summer months, temperatures inside your vehicle’s engine bay can near 200 degrees. In that type of heat, it’s important to keep your engine cool. Your car’s cooling system is usually up to the task. But if the needle of your temperature gauge rises or you spot steam coming from under your hood, your car could be overheating. When...

Understanding The Major Types Of Life Insurance Plans

Understanding The Major Types Of Life Insurance Plans

If others are depending on you as a breadwinner, it only makes sense to have life insurance to protect your family. But shopping for a policy can be a complicated process. Several different types of life insurance are available, which means you have a variety of options from which to choose. Our experienced agent can help you find a life insurance policy that suits your...