Driving On Empty: Is It Really That Bad?
Posted: October 13, 2020
Is it bad to drive on empty? As a general rule, it’s best to avoid letting your vehicle run low on gas. Car care experts recommend not letting your fuel level drop below ¼ tank. There are a few reasons for this: It could leave you stranded. If you run out of gas, your car’s engine will stop — and you’ll be stuck whenever and...
Is It Ever Too Late To Get Life Insurance?
Posted: October 7, 2020
Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at higher rates. Why Buy Life Insurance Early? The younger you are when you buy life...
Do I Need Commercial Property Insurance If I Work From Home?
Posted: October 4, 2020
If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...
Beginner’s Guide To Renters Insurance
Posted: October 1, 2020
Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...
What Happens To My Life Insurance If I Am In A Coma?
Posted: September 22, 2020
A coma is a state of extended unconsciousness due to inefficient brain function. This unresponsive state can be caused by a traumatic blow to the head, oxygen deprivation from choking or drowning, severe infection, exposure to toxins, or extremely high blood sugar. Under most circumstances, life insurance policies do not pay out as long as the policyholder remains alive. If you are in a coma...